Do you think you are too small to ask your third party manufacturer or parts supplier to name you as an Additional Insured on their product liability policy?
The fact is most legitimate businesses have anticipated this request and sees it as a minimum standard for good business practices. It is common for most manufactures and suppliers to have a blanket vendors endorsement on their product liability insurance policy so they can name their clients as Additional Insured.
If your supplier or third party manufacture will not name you as Additional Insured on their product liability insurance policy and provide you with a Certificate of Insurance showing you as Additional Insured, you should consider this a “red flag” that your supplier or manufacture does not have a Product Liability Insurance Policy.
Remember, you are most likely buying the product based on the word or advertising of the supplier or manufacturer. If they truly believe in the safety of their products or manufacturing process, they should not have any problem naming you as an Additional Insured on their Product Liability Insurance Policy.
If your manufacturer or supplier will not name you as Additional Insured, consider finding another manufacturer or supplier.