Understanding Children’s Product Liability

The most unique category of products in the marketplace Importers, distributors, manufacturers and inventors of children’s products must understand how insurance carriers, courts and retailers think about this distinct category of products. Why children’s products are different from other products…

Scary Foodborne Illness Facts (Infographic)

 Food-borne illness: Prelude to a recall Even after working 14 years in the Product Liability Insurance industry, I was shocked at by the facts in “Product Recall and Traceability.”  The Center for Disease Control and Prevention estimates that 48 million cases…

Product Recall Expense Endorsements Becoming More Common

Cost-saving endorsements for the budget-minded An emerging trend offers cost savings to many small businesses. We’re seeing more insurance carriers starting to offer product recall expense endorsements to their Product Liability policies. These add-on endorsements provide lower cost product recall…

Graco and Simplicity in the News Again for Recalls

How do they survive so many baby products recalls? How does the Graco and Simplicity product name survive? It seems to experience major baby products recalls about every other month. Graco and Simplicity distinguishes itself as one of the most…

Peanut Corp of America and Product Liability Insurance

Since the Peanut Corporation of American knew that many of the products they were shipping were potentially contaminated by Salmonella, they could be denied product liability insurance coverage because it was an intentional act.

4 Tips How Not to Inherit Liabilities When Buying a Business

You don’t want the company’s liabilities, just its assets Follow these tips to prevent the liabilities of the company you’re purchasing from transferring to you with the sale. Examine the purchase agreement carefully.  It may require the buyer to assume…

Chinese Product Liability Policies

Being named additional insured doesn’t instill confidence If you are an importer of Chinese products and have been told by the Chinese manufacturer or distributor that you are covered by their product liability insurance policy, I recommend you read Linda…

Product Liability, Product Recall and Impaired Property

What’s the difference? One of the most common areas of confusion among clients is understanding the differences between Product Liability, Product Recall and Impaired Property. Assumption #1 Many people wrongly assume that Product Recall and Impaired Products are covered by…

Product Recall vs. Product Warranty Insurance

Know the Difference We often get calls from prospects wanting to buy Product Recall Insurance, A short discussion reveals most are actually looking for Product Warranty Insurance. It is important to understand that the trigger for Product Recall Insurance is…