In addition, Sadler collects information on businesses and non-profit organizations.
Please read the following information carefully because your continued use of our website or doing business with Sadler constitutes acceptance of our privacy practices. By submitting information to Sadler, (via an application for insurance, as part of a request to receive risk management reports, or otherwise) you consent to our collection and use of the information you disclose as described herein.
I. The Information We Collect
Information That You Give To Us
“Personal Information” means any information that, when used alone or combined with other personal or identifying information, can be used to identify an individual, family, or household.
Sadler is committed to collecting only the information that is necessary to provide services to you or to comply with applicable law. We receive, store, and process information, including Personal Information, that you make available to us based on our business relationship (or our potential business relationship) with you, or by using our accessing our Website.
At present we do not collect medical information. However, should we decide to sell medical coverage in the future, and should your application include a request for medical coverage, we may ask for specific information concerning you medical history to forward to an insurance carrier.
II. Information We Collect Automatically from your Visits to Our Website
The data we collect about website usage from cookies is not tied to your Personal Information and is only used in an aggregated form for the purposes of our own customer support, analytics, research, and improving our website. When you use features on our websites, the cookie is associated with your Personal Information in order to provide you with a more convenient experience. We do not sell or transfer the data we obtain from cookies for any purpose other than to evaluate website usage or provide utility services to you, or to offer programs and/or services that you may be interested in.
You can limit the collection of certain website information by deleting or disabling cookies. Most Internet browsers enable you to erase cookies from your computer hard drive, block all cookies, or receive a warning before a cookie is stored. Disabling cookies may prevent you from using specific features on our sites and other websites, such as ordering products or services and maintaining an online account.
III. How We Use the Information We Collect
We use Personal Information about applicants for insurance because a person’s personal circumstances directly affect the benefits and premiums available for insurance policy coverage. Therefore, we ask you to disclose a significant amount of Personal Information when applying online for insurance on any of our sites.
We ask you for Personal Information in order for us to:
IV. Information Sharing
We do not currently sell, trade, rent, or otherwise disclose your Personal Information to third parties, other than to the following third parties and in connection with the following reasons:
V. Aggregate or Generic Information
VI. Children’s Policy
Sadler sites are not designed for use by children, as the business of insurance is generally not in the domain of children’s affairs. We do not:
VII. Information Security
We use reasonable information security safeguards and techniques to protect the information you provide. When users submit sensitive information via this website, the information is protected both during transmission and in storage. Sadler uses prevailing information technology industry practices to protect personal information from loss, misuse, alteration, and destruction. Such measures include the use of firewalls, encryption, and secure socket layers to protect sensitive transmissions of information received. In some areas of our website, we require a user ID and password to access certain information. To protect information off-line, access to the information you provide is limited to those who specifically need it to conduct their business responsibilities. Your information is stored on secure servers protected inside controlled facilities.
Unfortunately, no information can be guaranteed to be 100 percent secure, so we cannot give an absolute assurance the information you provide to us will be secure at all times.
Sadler does not have any responsibility whatsoever for the secure and effective operation of a) your computer systems (including but not limited to desktops, laptops, handheld devices, and networks), or b) any software installed on your computer systems, that you use to access this website and any Sadler services. Please employ reasonable security practices to any computer system or software you use to connect to our website, including:
VIII. Password Protection
Sadler does not disclose passwords to third parties; however, you are also responsible for maintaining the privacy and security of your account number, user ID, and password. We strongly urge you to guard the confidentiality of your user name and password. Do not give your password to anyone, especially if asked to do so in an email or a phone call. Do not share your user name and password with any third party or any third party services, or use your password with any other website. Your password is your first line of defense against unauthorized access to your account. If your password is compromised, your information can be misused. Please take precautions to protect your password. If you believe your password has been compromised, please contact us immediately.
IX. Obtaining and Correcting Information and Opting-Out
If you wish to know the Personal Information we have obtained from you through the use of this Website or otherwise, or if you believe we have obtained inaccurate information about you, please contact us using the information provided in the “Contact Information” section below.
In some cases, we may contact you to let you know about new products or services that may be of interest to you.
X. Non-Sadler Websites
This site contains links to Websites outside of and not under our control. You should be able to tell you have linked to a non-Sadler website because we inform you with appropriate notice or the link launches a separate webpage. Sadler does not monitor or control the content or the security practices of these non-Sadler websites. Therefore, we are not responsible for the privacy practices, the security measures, or the content of any other such Website not under our control. When using a link to a non-Sadler website, we recommend you review the privacy practices and policies of the external website.
The privacy links to the vendors we use are found below:
Authorize.net is the service we use to collect information from customers:
EMPS (A division of First Data) is our payment processor:
Autoscribe is our Online Check ACH vendor:
XII. Contact Information
Sadler & Company, Inc.
P.O. Box 5866
Columbia, SC 29250-5866 USA