Terms of Service

This Website has been established by Sadler & Company, Inc. (“Sadler”),  an independent insurance agency organized under the laws of the State of South Carolina, U.S.A, for the purpose of conveying information about its products and services and to allow communication between Sadler and its customers. Its principal owner, John M. Sadler, is licensed to transact insurance business in all states and the District of Columbia. Sadler & Company, Inc.’s principal place of business is listed above in the section entitled “Copyright.” Nothing contained in any page on this Website takes the place of the the agreements and disclosures that govern Sadler’s products and services, or the products and services of those companies Sadler represents. If any information on the Website conflicts with that in any such  agreements and disclosures, the agreements and disclosures will control.

From time to time Sadler may place links to other websites on this page or on other pages of this Website. Sadler has no control over any other website and is not responsible for the content on any Website other than this one. You assume all responsibility when you go to other sites via the links on the pages of this Website.

The trademarks, trade names, and service marks (the “Marks”) used on the Website belong to Sadler or to various other parties. No one is authorized to use any of the Marks in any manner without the prior express written permission of the owner of the Mark. The materials displayed on the Website are protected by U.S. and international copyright law and treaties, and shall not be transmitted, broadcast, copied, adapted, displayed, reproduced, republished, uploaded, downloaded, posted, distributed, performed, or otherwise used except as permitted by law. All Website design rights, databases and other intellectual property rights associated with the Website, whether registered or unregistered, and related goodwill, are proprietary rights of Sadler. Modification of any Marks or materials displayed on the Website or the use of any materials displayed for any other purpose is a violation of the copyrights and other proprietary rights of the Bank and is prohibited.

None of the information on the Website may be used, distributed, or reproduced for commercial purposes without Sadler’s express written permission. No third party is authorized to solicit Sadler’s products or services without Sadler’s prior express written permission. There are various restrictions, limitations, and costs associated with Sadler’s products and services (as well as those products and services Sadler may market), which are disclosed in the applicable agreements and continue to apply regardless of any information provided on the Website.

Limitation of Warranties:

This website may contain typographical errors or technical inaccuracies. Sadler & Company, Inc. assumes no responsibility for and disclaims all liability for any such inaccuracies, errors or omissions in this website and in other documents referred to within or linked to this website. To the extent allowed by law and except as otherwise specifically provided elsewhere on this Web site, all information presented here is furnished “as is” without any express or implied warranties of merchantability, fitness for a particular purpose, non-infringement of intellectual property rights, or freedom from errors, viruses, bugs or other harmful components. Neither the sponsor of this website nor any other person or entity is responsible for any damages arising out of the use of or inability to use this Web site or any of its content, even if the sponsor or other person or entity has been advised or should have been aware of the possibility of such damages. Web users assume all risks concerning the suitability and accuracy of the information within this website. Prices, specifications, applications, calculations, and other content are subject to change without notice at any time.

Acceptable Use

By using this Website, you agree that you will not:

Violate or attempt to violate the security of the Website. Any such violations may result in criminal and/or civil penalties against you. Sadler may investigate any suspected security breach and if a criminal violation is suspected, Sadler will cooperate with applicable law enforcement agencies in their investigations;

Send or otherwise transmit to or through this Website any unlawful, infringing, harmful, harassing, defamatory, threatening, hateful or otherwise objectionable material of any kind, any material that can cause harm or delay to the Website or computers of any kind, and any unsolicited advertising, solicitation or promotional materials;

Misrepresent your identity or affiliation in any way;

Restrict, discourage, or inhibit any person from using this Website, disclose personal information obtained from this Website, or collect information about users of this Website;

Reverse engineer, disassemble or decompile any section or technology on this Website, or attempt to do any of the foregoing;

Gain unauthorized access to this Website or computers or websites connected or linked to this Website;

Launch or use any automated system, including without limitation, “robots”, “spiders”, or “offline readers”, that access this Website in a manner that sends more request messages to our servers in a given period of time than a human can reasonably produce in the same period by using a conventional web browser;

Send or otherwise transmit to or through this Website chain letters, unsolicited messages, so-called “spamming” or “phishing” messages, or messages marketing or advertising goods and services;

Violate any applicable laws or regulations or these Terms of Use; or

Assist or permit any persons in engaging in any of the activities described above.

Sadler reserves the right to change these Terms of Use or the content of any portion of our Website without notice. Your continued access of the Website will be subject to these Terms of Use in effect at the time you access our Website.

Unsolicited Contacts

Should any viewer of this website contact us with feedback, comments, suggestions, information, questions, data or other similar communication regarding the content of this site, any such contact shall be deemed non-confidential and Sadler & Company, Inc. shall be free to reproduce, use, disclose and distribute such communication to others, without limitation; and shall be free to use any content or expression contained therein for any purpose including, but not limited to, developing, manufacturing and marketing services and products incorporating such ideas, concepts or techniques.

Content Availability

Sadler & Company, Inc.’s website is operated from provider’s servers in the States of Illinois and Michigan as well as other mirrored locations. We make no representation that the content of this website is appropriate or available for use in other locations. Access to this website from certain locations may be strictly prohibited. Persons accessing this site do so on their own initiative and are responsible for compliance with all applicable local laws. The laws of the State of South Carolina, USA, govern any claims relating to this website.

This website is distributed in various jurisdictions and may contain references to Sadler Insurance, Sadler Sports, Sadler Sports & Recreation Insurance, Sadler Insurance Agency in CA, John Sadler Insurance Services in MA, or other insurance products and services that are not available in all jurisdictions. Such references do not imply that Sadler & Company, Inc. intends to make available such products, programs or services in all jurisdictions. The information contained on this website does not constitute an offer or solicitation for the sale of any insurance product or service in any jurisdiction where we are not licensed to conduct business or where the insurance product is not available for sale. No insurance product is offered or will be sold in any jurisdiction in which such offer or solicitation would be unlawful under the laws of the jurisdiction. Some services, products, product features, or underlying options may not be available in all states. Services and products described herein are generally not available for purchase outside the U.S.

No Legal Advice

The materials and information presented on this website are provided for informational purposes, and are not intended and should not be construed as legal advice. The materials and information presented here are not a substitute for legal advice from a competent lawyer.

Site Access

We reserve the rights to limit and to discontinue your access to this site at any time. We further reserve the right to modify the information contained on this website or modify the availability of any transactions at any time. We may immediately and without notice terminate your ability to access this site if you violate the conditions of use stated herein or if you endanger the use of the products or services provided through this website.