Cyber Risk Insurance Is Essential Business Insurance in Today’s Modern World

One of the most common questions I get from clients and prospects is, besides General and Product Liability Insurance, what other types of insurance policies are important for our business? The first recommendation is usually Worker’s Compensation because this insurance…

How COVID-19 Impacts Product Liability Claims

COVID-19 related products are in the crosshairs of litigating attorneys To the casual observer of a product liability lawsuit, the large number of defendants named on the lawsuit stick out. It often appears everybody in the stream of commerce and…

Use of Virtual Offices and Virtual Mailboxes

How they can help international companies access U.S. markets A common obstacle for foreign companies wanting to sell their products in the U.S. marketplace is securing General Liability and Product Liability Insurance from a U.S. insurance provider.  Another common obstacle…

Court Holds Amazon Liable for 3rd-Party Vendor Products

Recent ruling may affect Amazon’s business model  The 3rd U.S. Circuit Court of Appeals in Philadelphia recently court ruled against Amazon.com Inc., overturning several lower court rulings. This reversal may expose Amazon to lawsuits filed by customers purchasing defective products…

Will Zion Williamson’s Broken Nike Shoe Result in a Product Liability Lawsuit?

Where to lay your bets Zion Williamson’s broken Nike shoe and resulting injury could result in a Product Liability lawsuit. My first question is about who would bring the product liability lawsuit. Would it be Williamson, Duke University, or could…

e-Commerce Firm Wins Product Liability Lawsuit

Amazon not considered the seller of dangerous product in Tennessee E-commerce providers such as Amazon, eBay and Walmart.com must be relieved on the court’s recent ruling in Fox v. Amazon.com. The plaintiffs alleged that Amazon should be held liable for a…

Not Your Mother’s Cosmetics

Product Liability in the all-natural line of skin care products Not that long ago chemicals and petroleum led the way in skin and hair care. Most included petrochemical emulsifiers, polymer beadlets and synthetic glidants as some of the primary ingredients…

When Smart Products Turn Dumb

Smart products combine a physical product with embedded software technology. This allows them to be more self-aware, self-organized and adaptive. Smart products are filled with intelligence, sensors and communication abilities.  And they’re currently flooding the consumer market at approximately 5.5…

7 Variables Impacting Product Liability Insurance Premiums

Some may surprise you. There are approximately seven variables that can impact your premium. Some you have control over, but others not so much. Your product. Products cover the full spectrum of risk, so I will not spend a lot…

Consumer Protection for Technology Products

Is anyone really looking out for the consumer? The Internet has often been referred to as the wild, wild West of the cyber age. It’s difficult to know whether websites, apps, portals and cloud-based programs are wearing black or white…