Driverless Vehicles

The good, the bad and the interesting I just read that in January 2015 the United Kingdom will allow driverless cars on public roads.  Can this be true? And if so, what does it mean for the citizens of the…

E-Cig Distributor DOs and DON’Ts

Things you may not have thought about Studies, so far, have not determined the typical four ingredients in e-cigs – liquid nicotine, propylene glycol, vegetable glycerin and food flavoring – to be serious health hazards, as long as the ingredients…

5 Steps to Getting a Better Product Liability Quote

Help us help you. Since we specialize in start-up businesses, I probably receive at least 50 calls per week from manufacturers, distributors and importers looking for a product liability insurance quote. Here are five steps you can take that will help…

Vendor Portals

Making it easy to find out insurance requirements We specialize in helping start-up businesses with their Product Liability Insurance needs. We get a lot of calls from start-ups asking us to help them with their business plan and budgets. It is important for…

Anatomy Of A Product Liability Lawsuit

I was recently reading about a product liability lawsuit involving the CR-Flex knee implant.  The lawsuit is known as the Zimmer NexGen knee lawsuit. What I thought was interesting was the number of charges brought in the lawsuit. All total…

Understanding Children’s Product Liability

The most unique category of products in the marketplace Importers, distributors, manufacturers and inventors of children’s products must understand how insurance carriers, courts and retailers think about this distinct category of products. Why children’s products are different from other products…

Scary Foodborne Illness Facts (Infographic)

 Food-borne illness: Prelude to a recall Even after working 14 years in the Product Liability Insurance industry, I was shocked at by the facts in “Product Recall and Traceability.”  The Center for Disease Control and Prevention estimates that 48 million cases…

High Times in the Early Stages of a New Industry

Liability and legal marijuana products Washington state recently passed a law legalizing the possession and sale of recreational and medicinal marijuana. Residents over the age of 21 may possess up to an ounce of pot, one pound of a solid…

Product Liability Insurance 101

Understanding the basics of a Product Liability Insurance policy Product Liability Insurance coverage protects manufacturers, distributors, importers, retailers, etc. if a product results in bodily injury or property damage. It can be purchased as part of a General Liability policy or…

Is Cadmium as serious as Lead?

Children are most likely to be at risk Cadmium is a carcinogen known for causing lung, breast and kidney cancers.  However, because of its recent discovery in consumer products, only scant research results exist to help determine the long-term health effects in…