Simply click on your business below and you find every application and coverage needed for your business.
Please note that if your business has overlap (for example: Dispensary and Grower), click on the primary business, complete the applications, submit and then contact Sadler & Company to get the appropriate applications for the alternative business.
Dispensaries (both recreational and medical)
Dispensaries are regulated by the state to distribute and sell medical and recreational marijuana, cannabis-containing products and cannabis related accessories and equipment. Types of insurance needed are General/Product Liability, Property, Workers Compensation, Excess Liability (Umbrella) and Professional liability, if consultants or medical professionals are used.
Growing cannabis in commercial indoor or in greenhouse facilities. Typical insurances needed are General/Product Liability, Property (fire, theft, equipment breakdown, business interruption), Workers Compensation, Excess Liability (Umbrella),
Product Manufacturers, Extractors and Processors (CBD, Recreational and Medical Product)
Manufacturers and processors of marijuana and CBD based concentrates and edible products. Typical insurance coverages include General/Product Liability, Product Recall, Workers Compensation, Property, Excess Liability (Umbrella)
Transport & Delivery
Transport and delivery can include secure transport to cannabis dispensaries or to retail buyers. Typical insurances needed are Business Auto, Property, General Liability, Workers Compensation
Testing Laboratories/Research Labs
Testing Labs determine the amount of THC in products and test for mold, pests and pesticides in products. Typical insurances needed are Professional Liability, Property, General Liability and Workers Compensation
Typical insurances needed are Lessor Risk Only (LRO). This includes Property and General Liability.
Products that assist with the use of cannabis and hemp products. Typical insurances are General/Product Liability and Property.
These companies will license other companies their brand and trademarks (often well-known celebrities). Typical insurance purchased is General/Product Liability.